“When my outboard's lower unit failed mid-season the repair was over $4,000. Insurance covered it and paid the yard directly. I was back on the water in a week.”
Boat Protection Plans
Protect Your Boating Lifestyle From The Financial Impact Of Unexpected Repairs
A smarter alternative to dealer warranties. Get options with a Protection Expert assigned to your request.
Independent. Expert guided. No call center runaround.
- Boating LifestyleProtection
- Reduce FinancialUncertainty
- Dedicated LIVEExpert
- Stay Focused On Boating, Not Repair Bills That End The Season
- Plans That Protect Major Components And Engines
- New & Used Power Boats Under 80' & 20 Yrs Of Age May Qualify
Get Your Protection Quote
🛡️ Power boats under 80 ft & 20 yrs old or newer may qualify.
"Chris was wonderful to work with. I was able to get my Nautique G23 warrantied through him. He made the process very easy and even gave us this gift! We love Chris and are pumped to be clients."
Cody T.
Google Review — 2022 Nautique G23 owner
Full Coverage Includes
- Engine / Powertrain
- Electronics
- Generators
- HVAC Systems
- Mechanical Systems
- Steering Components
- Plumbing (Waste & Water)
- Fuel System
- Minor Components
Plus
- Seaside Assistance
- Emergency Service Calls
- Towing
- Trip Interruption
Full Protection Plan Options Include
- Up To 5 Years Of Coverage
- Low Deductible Options
- 0% Financing / No Credit Check
- Full Vessel Or Engine-Only Coverage Options
Eligibility Requirements
- Power boats only
- Under 80 feet
- Under 20 years of age
Owner Reviews
What Real Boat Owners Are Saying
Coverage you can count on when it matters most.
“Filing a claim was painless. No fighting, no runaround — they approved it fast and I got to use my own trusted mechanic.”
“I bought my boat used and figured I was on my own for repairs. Turns out I could still get coverage — and the monthly payment is genuinely easy on the budget.”
Lifestyle Protection
Why Boat Owners Choose Protection
Boat owners are not trying to avoid repairs. They are trying to avoid the financial impact that can disrupt their boating lifestyle.
- Major repairs are a part of boat ownership
- The financial strain is the real challenge — not the repair itself
- Protection helps reduce unexpected financial burdens
- Greater confidence and predictability while boating
- Helps owners continue enjoying life on the water
- Protection for both the boat and the boating lifestyle
Planning Ahead
What Happens Without Protection?
The repair itself is often temporary. The financial impact can affect a boating lifestyle much longer.
- Delayed repairs
- Budget disruptions
- Reduced boating activity
- Cancelled trips
- Financial strain
- Difficult repair decisions
- Boats sitting unused while repairs are postponed
The Reality Of Major Repairs
The Financial Impact Is Often Greater Than Expected
A single unexpected repair can quietly reshape an entire boating season. For many owners, it isn't the breakdown itself that hurts most — it's the sudden financial weight that follows.
Unexpected Boat Repair Costs
A single failure can cost more than a protection plan
Typical out-of-pocket marine repair ranges based on industry service data.
Outboard Engine Replacement
Typical Cost
$18,000 – $35,000
Common Causes
- Overheating
- Water intrusion
- Internal mechanical failure
Generator Replacement
Typical Cost
$12,000 – $25,000
Common Causes
- Cooling system failure
- End-of-life wear
- Electrical fault
Marine Electronics
Typical Cost
$3,000 – $15,000
Common Causes
- Saltwater corrosion
- Power surge
- Component failure
HVAC Replacement
Typical Cost
$8,000 – $20,000
Common Causes
- Compressor failure
- Pump and coil corrosion
- Refrigerant loss
Education First
Marine protection built around education first
Boat Protection Experts helps owners understand how marine service contracts actually work before choosing one. That means clear answers on what's covered, what's excluded, how claims are authorized, and what owner responsibilities look like — so there are no surprises when something fails on the water.
Why Exclusionary Coverage Matters
Eagle Guardian protects factory-approved systems
An exclusionary marine service contract covers every factory-approved mechanical and electrical system on the boat except items specifically listed as excluded. For late-model boats this generally provides the broadest, clearest protection — and avoids the hidden gaps common in stated-component plans.
- • Covers factory-installed systems, not aftermarket modifications
- • Wear-and-tear, neglect, and pre-existing conditions are excluded
- • Administrator authorization is required before repairs begin
- • Final terms are determined by your specific service contract
Quick Answers
Boat warranty answers in under 60 seconds
Direct, factual answers to the most-searched questions about marine extended warranty coverage, costs, and claims.
How much does a boat extended warranty cost?
Most boat extended warranties cost between $1,800 and $6,500 per year, depending on boat length, engine type, age, and coverage level. Smaller outboard center consoles fall at the low end; larger diesel cruisers and yachts run higher because the repair exposure is greater.
What does a boat warranty cover?
A boat extended warranty typically covers mechanical and electrical breakdowns of engines, generators, drive systems, marine electronics, hydraulics, and HVAC. Wear items, cosmetic damage, and corrosion are normally excluded. See the full marine warranty terms glossary or request a tailored quote.
How does a boat warranty claim work?
When a covered system fails, contact the claims department and use a licensed marine repair facility as directed by the claims process. The shop diagnoses the issue and submits it through the marine warranty claims process. Important: Authorization must be obtained from the claims department before any repair work begins. Failure to obtain prior authorization may result in claim denial. Once approved, the administrator pays the shop directly for parts and labor — you only pay your deductible. See typical boat repair costs for context.
Can you get a warranty on a used boat?
Yes — for used power boats under 80 feet and under 20 years of age. Final eligibility also depends on engine hours, condition, and service history. These are usually the boats that benefit most, since manufacturer coverage has expired. Review used-boat warranty guides or repair-rate data by boat age.
How Marine Protection Works — Four Steps
Four steps from claim to repair
1
Purchase Protection
Choose a plan that matches your boat type, age, and usage.
2
A System Fails
Contact the claims team immediately. Do not begin repairs without authorization. An adjuster will coordinate with a licensed marine facility.
3
Claim Approved
Diagnosis is reviewed and written authorization is issued for covered components before any repair work begins.
4
Repair Completed
The shop is paid directly. You return to the water.
Coverage Overview
Comprehensive systems coverage
Protection plans cover the systems most likely to fail — and most expensive to repair.
View CoverageEngine Systems
Electrical Systems
Marine Electronics
Generators
Hydraulics
HVAC
Coverage availability, specific components covered, and eligibility requirements vary by plan selected. Not all systems or components are covered under all plans.
Owner Responsibilities
Manufacturer maintenance requirements must be followed and records retained. For used boats, engine oil and all filters must be serviced within 30 days of the contract effective date. Failure to maintain the vessel may affect coverage eligibility.
Why Boat Protection Experts
Why Boat Protection Experts
Real people, real marine experience, and real support — before and after enrollment.
- Dedicated Boat Protection Expert
- Real People Available To Help
- Support Before & After Enrollment
- Marine Industry Experience
- Education First Approach
- Nationwide Coverage Resources
- Help Understanding Protection Options
Protection For Current Boat Owners
Protection options for current boat owners
Many boat owners believe protection is only available at the time of purchase. Depending on age, condition, engine hours, and service history, protection options may still be available after ownership begins.
Boat Protection Experts focuses on helping current boat owners explore available protection solutions for used boats and marine systems — including outboard protection and typical repair costs to plan around.
Eligibility may depend on age, engine hours, maintenance history, inspection condition, and vessel type.
- Used boat protection options
- Outboard engine protection
- Generator and electronics protection
- Major systems protection
- Protection for current boat owners
- Options after private-party purchases
FAQ
Frequently Asked Questions
Direct answers to the questions boat owners ask most about marine warranties and repair protection.
Keep Exploring
Related Boat Protection Resources
Resources for current boat owners exploring protection options for used boats, outboards, engines, generators, electronics, and mechanical systems.
Resource
Can You Get a Warranty After Buying a Used Boat?
How current boat owners can explore protection options after purchase — eligibility, systems, and considerations.
ExploreResource
Used Boat Warranty
Protection options for pre-owned boats once the factory warranty has expired.
ExploreResource
Outboard Protection
Coverage focus areas for Yamaha, Mercury, Suzuki, and Honda outboard owners.
ExploreResource
Boat Repair Cost Guide
Typical out-of-pocket marine repair ranges for engines, electronics, generators, and more.
ExploreResource
FAQ
Direct answers to the most common questions about coverage, costs, claims, and eligibility.
ExploreResource
Get Quote
Share a few boat details and explore tailored protection options for your vessel.
ExploreResource
Coming soonCurrent Boat Owner Protection
A dedicated resource for owners exploring protection after they already own their boat.
Coming soonGet your protection quote
🛡️ Power boats under 80 ft & 20 yrs old or newer may qualify.
Tell us about your boat and we'll send protection options tailored to it.
Protection options may still be available even if you already own your boat. Eligibility may depend on age, engine hours, service history, inspection condition, and boat type.
Ready To Help Protect Your Boating Lifestyle?
Get personalized protection options designed to help reduce the financial impact of unexpected major repairs.